{
  "as_of": "2026-08-13",
  "published": "2026-08-07",
  "notes": [
    "67 830 is Altares full-year 2024, not 2025. Do not reuse it as a 2025 total.",
    "Banque de France (Fiben) and Altares do not share the same perimeter. Cite both, never mix splits across sources.",
    "BdF monthly Stat Info is a 12-month rolling total, not a calendar-month count.",
    "Regional 2025 bars previously on the site were not sourced. Replaced by radar aggregates only."
  ],
  "banque_de_france": {
    "source": "https://www.banque-france.fr/fr/statistiques/entreprises/defaillances-dentreprises-2026-06",
    "source_label": "Banque de France, Fiben, Stat Info juin 2026 (mise en ligne 7 août 2026)",
    "bulletin_2025": {
      "source": "https://www.banque-france.fr/fr/publications-et-statistiques/publications/defaillances-dentreprises-les-dynamiques-loeuvre-au-terme-de-six-annees-atypiques",
      "year_2025": 68602,
      "yoy_pct": 3.6,
      "year_2024_yoy_pct": 17.7,
      "avg_2010_2019": 59342,
      "vs_2010_2019_pct": 15.0
    },
    "rolling_12m": [
      {"period": "2025-12", "n": 68602, "yoy_pct": 3.6, "note": "année civile révisée, bulletin n°265"},
      {"period": "2026-01", "n": 68961, "yoy_pct": 4.1},
      {"period": "2026-04", "n": 70228, "yoy_pct": 4.6, "note": "Stat Info avril 2026"},
      {"period": "2026-05", "n": 70117, "yoy_pct": 4.4, "note": "révisé dans Stat Info juin"},
      {"period": "2026-06", "n": 70803, "yoy_pct": 5.1, "vs_2010_2019_pct": 19.3, "n_year_ago": 67387}
    ],
    "sectors_12m_to_2026_06": [
      {"naf": "FZ", "label": "Construction", "n": 14483, "yoy_pct": -1.6},
      {"naf": "G", "label": "Commerce et réparation automobile", "n": 14144, "yoy_pct": 3.1},
      {"naf": "I", "label": "Hébergement et restauration", "n": 9692, "yoy_pct": 7.5},
      {"naf": "MN", "label": "Conseils et services aux entreprises", "n": 9085, "yoy_pct": 10.1},
      {"naf": "P-S", "label": "Enseignement, santé, action sociale, services aux ménages", "n": 7225, "yoy_pct": 13.7},
      {"naf": "BE", "label": "Industrie", "n": 4458, "yoy_pct": 4.3},
      {"naf": "H", "label": "Transports et entreposage", "n": 3244, "yoy_pct": 2.9},
      {"naf": "LZ", "label": "Activités immobilières", "n": 2653, "yoy_pct": 5.5},
      {"naf": "JZ", "label": "Information et communication", "n": 2146, "yoy_pct": 2.2},
      {"naf": "AZ", "label": "Agriculture, sylviculture et pêche", "n": 1783, "yoy_pct": 16.5},
      {"naf": "KZ", "label": "Activités financières et d'assurance", "n": 1717, "yoy_pct": 3.9}
    ],
    "size_12m_to_2026_06": {
      "micro": {"n": 65182, "yoy_pct": 4.7},
      "tpe": {"n": 3494, "yoy_pct": 9.6},
      "pe": {"n": 1529, "yoy_pct": 6.8},
      "me": {"n": 532, "yoy_pct": 12.7},
      "eti_ge": {"n": 66, "yoy_pct": 20.0}
    }
  },
  "altares": {
    "year_2024": 67830,
    "year_2025": 69957,
    "year_2025_yoy_pct": 3.1,
    "year_2025_source": "https://www.altares.com/fr/statistiques-defaillance-entreprises-france/bilan-2025/",
    "split_2025": {
      "sauvegarde": 1543,
      "rj": 21336,
      "lj": 47078
    },
    "t4_2025": 19024,
    "t1_2026": 18986,
    "t1_2026_yoy_pct": 6.4,
    "t1_2026_rolling_12m": 71100,
    "t2_2026": 17486,
    "t2_2026_yoy_pct": 5.4,
    "t2_2026_source": "https://www.altares.com/2026/07/16/defaillances-dentreprises-2eme-trimestre-2026/",
    "s1_2026": 37700,
    "t2_2026_split": {
      "sauvegarde": 349,
      "rj": 5546,
      "rj_share_pct": 31.7,
      "lj": 11591,
      "lj_share_pct": 66.3,
      "jobs_at_risk": 58830,
      "jobs_yoy_pct": -9.5
    }
  }
}